Get the Same Insurance Coverage
for Less by Buying Direct.
When you are buying a home or refinancing a mortgage, your mortgage lender will require title insurance. In many cases, your lender, real estate broker or attorney will happily plan to order the title insurance for you. What you may not be aware of is the following:
- Title insurance premiums and closing costs can vary substantially from company to company for the same exact title insurance policy; and
- You always have the right to select which title insurance provider to use (and doing so may result in substantial savings).
When you order title insurance from Titleinsurance.com you can be sure that you will receive outstanding service from a company whose sole focus is working directly with consumers to provide title insurance from the highest-rated companies at rates that may be well below what other title insurance providers are charging.
We Offer the Lowest Fees Guaranteed
While title insurance premiums are typically set by a state’s insurance department or another agency, many transactions qualify for discounts (e.g. reissue rate) that are not always offered by title insurance providers unless you ask. These discounts, which are based on the amount of the purchase price and mortgage, can be substantial—in some cases 50% or more off the base title insurance premium. At Titleinsurance.com, we don’t wait for you to ask—we always offer you the lowest reissue rate that is available for your transaction.
In addition to the cost of the title insurance premium, title insurance providers are allowed to charge various other closing fees, the cost of which is typically not regulated. While many of the additional fees charged by title insurance providers are legitimate, the amount charged is often excessive. Titleinsurance.com prides itself on not nickel and diming our customers with unnecessary or excessive closing costs or “junk fees”.
In fact, the only fees we charge beyond the title insurance premium are either legally required or are reasonable and below industry average.
Rely on Outstanding Customer Service
When it comes to buying title insurance, service matters. In a typical transaction, there are numerous parties to the transaction who are relying on the title insurance provider to:
- Prepare and circulate an initial title commitment
- Clear pre-closing exceptions
- Coordinate and attend the closing
- Disburse the funds
- Issue the policy
- Record the original closing documents
Titleinsurance.com has the knowledge and experience to ensure that all of these critical steps are handled with the highest level of service and professionalism.
Take Advantage of Industry-Leading Technology
Our substantial and ongoing investment in industry-leading technology is designed with one goal in mind—to ensure that your transaction is handled with the highest level of service and professionalism.
From the time you place your order with Titleinsurance.com through closing, our highly experienced team of title insurance professionals leverage our industry-leading technology to ensure that your transaction proceeds and closes as seamlessly and efficiently as possible.